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Embedded insurance: a brief overview

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Embedded insurance is currently a red-hot topic in the industry. It has permeated many of our recent conversations as clients evaluate how embedded currently impacts—or could impact—their distribution plans. The sense of urgency is compounded by disruptor companies like Tesla throwing their hat, in a meaningful way, into the insurance ring.  Some recent perspectives on … Read more

USA issues less China student visas as interest declines

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Some experts suggest, however, that the trend may only be short-term.  Analysis of recent US visa data by the Wall Street Journal found that the country issued 31,055 academic visas to Chinese nationals, down from 64,261 for the same period in 2019.  Prior to the covid-19 pandemic, China was the biggest sender of students to … Read more

REITs and Agency Mortgages

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Real estate investment trusts (REITs) are a favorite among cash flow-seeking investors. By law, REITs must return 90% of their operating earnings back to shareholders in the form of dividends. While this similarity makes REITs look like cookie-cutter investments, they are anything but. Let’s run through the several different types of mortgage REIT investments: Agency … Read more

How Much Goes in My Pocket in a Personal Injury Case – J&Y Law Firm

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If you are considering filing a personal injury claim, you may be wondering how much goes in your pocket if the case settles. Typically, the answer depends on how much was spent to get to a settlement in your case. Costs related to your claim include attorney’s fees, case costs, medical liens and expenses. These … Read more

Second mistrial in murder case declared after prosecutor mistakenly texts judge

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Home Daily News Second mistrial in murder case declared after… Criminal Justice Second mistrial in murder case declared after prosecutor mistakenly texts judge By Amanda Robert August 19, 2022, 2:31 pm CDT Image from Shutterstock. A mistrial has been declared in a case involving a man charged with killing his girlfriend’s 3-year-old son—after a prosecutor … Read more

Allstate’s Leadership Depth Provides Strategic and Operational Continuity | Allstate Newsroom

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NORTHBROOK, Ill., Aug. 18, 2022 – Allstate’s commitment to purpose-driven leadership supports the continued focus on improving auto insurance margins while executing its Transformative Growth strategy. Glenn Shapiro, who has successfully led the Property-Liability businesses since 2018, has decided to retire, having led the initiation of Transformative Growth and rapidly adapted to the impacts of … Read more

Skillsoft adds Coursera integration, citing demand for deep learning libraries

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Listen to the article 2 min This audio is auto-generated. Please let us know if you have feedback. Dive Brief: Employers that use Skillsoft and Coursera will now have access to both providers through a single platform, the companies announced Aug. 10. The move, which brings Coursera offerings into a Skillsoft platform, was a response … Read more

Life is not a game

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This is a guest post from Michael Laurence. Previously at Get Rich Slowly, Michael has shared his thoughts on investment risk and what happens when more money makes you miserable.

You hear the phrase “the game of life” all the time.

There are books on Amazon instructing us on how to win at the “game of life”. Hell, Milton Bradley’s “The Game of Life” from 1860 — still sold today — was the first popular board game in the United States.

In the Real World, the game of life’s rules and criteria for success are vague and never explicitly stated. But we all know what they are. To win, you need:

  • money (or, more accurately, conspicuous consumption)
  • physical attractiveness
  • kids who go to great schools and are athletically successful
  • and so on

“The game of life” has become more than a metaphor. Many people — obsessed with their status, career, or where their kids go to school — have internalized this idea and literally view their life not as something to enjoy, but as a competition to be won.

This is a tragedy. Life is not a game.

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The morning read for Thursday, Aug. 18 – SCOTUSblog

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WHAT WE’RE READING By James Romoser on Aug 18, 2022 at 10:12 am Each weekday, we select a short list of news articles, commentary, and other noteworthy links related to the Supreme Court. To suggest a piece for us to consider, email us at roundup@scotusblog.com. Here’s the Thursday morning read: Recommended Citation: James Romoser, The … Read more